Job Description
An exciting opportunity has arisen for a Senior Loans Officer within our Harare branch, qualified and experienced candidates are encouraged to apply. The incumbent will be expected to process loan applications in compliance with the bank's credit policy and supervise subordinates
Duties and Responsibilities
1. Loan portfolio management
2. Client relationship management
3. Customer service (Attends to customer queries and explain bank products and services)
4. Recieves and processes loan application
5. Conduct fields assessment
6. Supervision of subornates
7. Performs any other duties within the scope of the job
Qualifications and Experience
Degree in Banking & Finance , Agriculture or related business degree
Clean Driver's licence (2 years older) is a MUST
Minimum of two years -experience as Field Officer or Loans Officer in a financial institution
Supervisory skills are required
How to Apply
All applications addressed to [email protected] must be recieved no later than Friday 20th October 2023 clearing showing the position being applied for under the subject line
Copies of all educational and professional qualifications including Driver's licence MUST accompany all applications
VacancyHQ Expert Job Listing Tips
5 Tips for Applicants:
- Structure your CV: In my experience, focusing your CV on the related industry experience you have had, especially as a Loans Officer or Field Officer in a financial institution, is crucial for this role.
- Emphasise on Supervisory Skills: Highlight instances where you've managed a team in your previous roles, or supervised projects. Any leadership training or certificates should also be visible.
- Highlight Your Degree: If your degree aligns with Banking & Finance, or Agriculture, make sure it prominently displays at the top of your educational background.
- Customer Service Experience: Given the emphasis on customer service in the job duties, any prior customer service experience should be clearly indicated in your employment history.
- Driving License: Ensure to include your driving license detail in personal information or any clear visible section of your CV, don't bury it.
5 Areas to Note:
- Email Address: Pay special attention to the specified email address for receipt of applications ([email protected]).
- Application Deadline: The user needs to be aware that the submission deadline is tight - Friday 20th October 2023.
- Subject Line Content: In your application email, clearly state the position you are applying for in the subject line.
- Supplementary Documents: Ensure that all your educational and professional qualifications are enclosed with your application, including the detail of driving licence.
- Even without all criteria: In my experience, even if you don't meet all of the qualifications, you can still apply with a strong value proposition. Focus on your transferable skills and prove your ease of adaptability.
Top 3 Things to Stand Out:
- Value Proposition: What I have noticed overtime is, writing a succinct and compelling summary of your skills and experience that directly relate to the job position can give you an edge.
- Tailored Cover Letter: Address their specific needs as outlined in the job listing. Highlight how your experience makes you a suitable candidate for this role.
- Show Initiative: Research the company and demonstrate a solid understanding of their core business in your cover letter.
3 Things Novice Applicants Likely to Miss:
- Missed Deadline: Many applicants don't respect the urgency of the deadline and may miss out on applying because they overlooked this detail.
- Missing documents: A common oversight by fresh entrants is forgetting to include necessary supporting documents with their application.
- Job-Specific CVs: What many applicants often do not give due importance to is tailoring one's CV for the specific job description and details. Generic CVs may not standout in front of potential recruiters.
