LOANS OFFICER - GWERU

Job Description

An exciting opportunity has arisen for a Loans Officer within our Gweru branch, qualified and experienced candidates are encouraged to apply. The incumbent will be expected to process loan applications in compliance with the bank's credit policy.

RESIDENTS OF GWERU ARE ENCOURAGED TO APPLY

Duties and Responsibilities

1. Loan portfolio management
2. Client relationship management
3. Customer service (Attends to customer queries and explain bank products and services)
4. Recieves and processes loan application
5. Conduct fields assessment
6. Performs any other duties within the scope of the job

Qualifications and Experience

Degree in Banking & Finance , Agriculture or related business degree
Clean Driver's licence (2 years older) is a MUST
Minimum of two years -experience as Field Officer or Loans Officer in a financial institution

How to Apply

All applications addressed to [email protected] must be recieved no later than Friday 15th December 2023 clearing showing the position being applied for under the subject line. Copies of all educational and professional qualifications including Driver's licence MUST accompany all applications.

VacancyHQ Expert Job Listing Tips

Tips for Applying

  1. Carve your CV to match job listing: In my experience, applicants tend to be more successful when they adjust their CVs to align with the job listing. Highlight your banking and finance or agriculture experience prominently in your CV. If you have a similar experience as a Loans Officer or Field Officer, underscore these roles and elucidate the pertinent achievements in these positions.

  2. Capitalize on the Location: This job specifically encourages Gweru residents to apply. If you are a Gweru resident, emphasize this while also leveraging your knowledge of the local area as an advantage.

  3. Bring out your Customer Service Experience: Over the years, I have observed that businesses value applicants who prioritize clients' interests. Therefore, emphasize your experience in customer service and relationship management on your CV and in your application.

  4. Show Driving Skills: The job requires a clean driver's licence of at least two years. Therefore, ensure you state this clearly.

  5. Emphasize on Compliance and Results: In my experience, financial institutions value compliance and results. Highlight your experience with adherence to credit policies, loan process, and portfolio management.

Notable Areas in the Job Listing

  1. Deadline: The applications must be received no later than Friday 15th December 2023. Be sure to respect the deadline, as late submissions may not be taken into account.

  2. Application via Email: Applicants must take note that job applications are sent via email to [email protected].

  3. Required Attachments: Your application must be accompanied by copies of all educational and professional qualifications, including a driver's licence.

  4. Subject Line: Your email subject line should clearly show the position applied for.

  5. Basic Requirements: The job listing clearly mentions the need for a degree in certain fields and a minimum of two years of relevant experience. If you do not meet these basic criteria but have relevant transferable skills or experiences, it might be worth reaching out to see if they still might consider you.

How to Stand Out

  1. Demonstrate Proactivity: In my experience, demonstrating proactivity in previous roles can help you stand out. If you've taken initiatives that led to improvements in loan processing or customer service, highlight these.

  2. Quantifiable Results: Present yourself as an achiever by stating your past achievements in numbers, such as "Managed a portfolio of $50,000..." or "Improved customer satisfaction rate by ..."

  3. Comprehensive Understanding of the Bank's Products and Services: Show that you have researched and understood the bank's products and services. This exhibits your enthusiasm and preparation.

Points Often Missed

  1. Residents' Preference: Novice applicants might miss the implicit emphasis on hiring residents. This is a significant factor that could favor applications from residents of Gweru.

  2. Non-banking Qualifications: Most candidates might focus only on their banking qualifications, overlooking other potential qualifications that the listing mentions, such as Agriculture or related business degrees.

  3. Fields Assessment: Many might underestimate this task’s importance, though it's a critical part of the job. If you have any relevant background in conducting field assessments, make sure you include that in your application.

In conclusion, for applicants looking for job vacancies in Zimbabwe, this represents an excellent opportunity. With the right positioning and execution, you could make a successful pitch. Remember, the competition might be fierce, but in my experience, the truly prepared and suitable candidates emerge successful.

EmpowerBank Limited logo

Location: Gweru
Company: EmpowerBank Limited
Expiry Date: 2023-12-15 00:00:00