5 Tips for Applying for This Job Listing

1. Revamp Your CV: Tailor your CV to highlight your experience in commercial subjects and any past experiences related to loan application processing or customer service.
2. Show Enthusiasm: As the employer is looking for young energetic people, your CV and cover letter should reflect energy, enthusiasm, and dedication towards the role.
3. Highlight Relevant Skills: Make sure to underline your proficiency in commercial subjects. Any practical experience, coursework, or internships in this regard should be given value.
4. Emphasize Interpersonal Skills: Assisting with client assessments implies interaction with customers. Demonstrate previous scenarios where your interpersonal skills have turned things to your favor.
5. Understand Application Process: Clearly, they provided two ways to submit applications, through email or WhatsApp. Either is acceptable, however, ensure your document's format is maintained if submitting through WhatsApp.

5 Areas of The Job Listing to Take Note Of

1. Consider the 'How to Apply': Contact details provided explicitly for submitting CVs, with an additional mention of WhatsApp, are noteworthy.
2. Job Description: They're looking for people to be 'trained', indicating they are open to hiring individuals with little or no prior experience in loans officers roles.
3. Qualifications and Experience: The job listing specifically mentions 'passes in commercial subjects'. This could be a decisive factor.
4. Energetic Young People: Applicants should relate their energy to a willingness to learn, adapt and contribute positively to the organization.
5. Application Date: This job listing doesn't explicitly mention the closing date for application. It's important to apply as soon as possible to secure a chance.

Top 3 Ways to Stand Out

1. Propose Ideas: In your cover letter, propose some ideas about improving current loan application processing - innovative ideas can catch their attention.
2. Provide Testimonials: If you've interned or worked before, include strong referrals or testimonials from previous superiors or clients.
3. Showcase Additional Skills: Anything extra that can lend value to your application like proficiency in a second language, IT skills, certification in conflict resolution can help.

3 Important Things Most Novice Applicants Will Likely Miss

1. Hint of Training: The job description indicates that training will be provided. Applicants might miss how this opens doors for even those less experienced.
2. Implication of Energetic Requirement: It subtly hints about a possibly demanding or high-paced work environment. As such, stress management and adaptability would be invaluable.
3. Importance of Application Methods: Offering both email and WhatsApp suggests a progressive, tech-savvy working environment. Applicants need to be prepared to match this pace.

In my vast experience with the job search and employment opportunities in Zimbabwe, cross-industry skill transfer and adaptability are highly valued by recruitment agencies in Zimbabwe. Keep in mind, numerous job vacancies in Zimbabwe call for youthful energy and a readiness for on-the-job training. So, vacancies in Zim are not just about qualifications but personality and potential too. Always remember, each job offers in Zimbabwe is an opportunity to learn and grow. Lastly, never underestimate how showcasing transferable skills and proactivity can make you stand out amidst the various job offers in Zimbabwe.