Job Description

The Lady Loan officer will help individuals obtain loans. Investigate client creditworthiness, processes loan applications, evaluate them for eligibility and suitability to ensure that nothing stands between business or personal goals, then recommend approval of loans and follow up on late payments on existing loans. (Bulawayo based applicants only)

Duties and Responsibilities

Find potential clients, individuals who are in need of loans. Meet with loan candidates to explain options and answer questions. Act as a salesperson, persuading clients to obtain loans from the institution. Help clients through the process of applying for loans. Analyze and verify loan applications to determine clients' creditworthiness. Evaluate credit worthiness by processing loan applications and documentation within specified limits. Justify decisions (approvals/rejections) and report on them. Complete loan contracts and counsel clients on policies and restrictions.

Qualifications and Experience

Must have a Degree/Diploma in commercial/marketing/finance/economics or other related field and one three years' experience. Proven working experience as a Loan Officer. Familiarity with computers and excel spread sheets. Solid understanding of direct/indirect lending products and practices. Excellent communication and interpersonal skills. Ability to work in a goal-oriented environment.