Job Description

To run the Branch as a business unit and responsible of implementing VIRL Financial Services Strategy through the yearly operational strategies. To ensure that the unit is productive, efficient and profitable. To be the ambassador of VIRL Financial Services in the area where the Branch is located

Duties and Responsibilities

• Assisting in designing of products and their delivery.
• Understanding the demand patterns of both existing as well as prospective clients and translating them into product specifications so as to acquire new customers and retain the old ones.
• Managing and enforcing the promotion and marketing strategies at the branch level in order to increase public awareness of VIRL’s product offering and to increase outreach.
• Develop and submit to Senior Management Quarterly Competitor’s analysis

Profit Centre Management:
• Managing overall business with accountability for profitability; forecasting targets and ensuring their achievement in line with organizational goals.
• Strategizing the long term business goals of the allocated territories.
• Implementing business plans to attain optimum revenue

Credit Management:
• Ensuring that credit appraisal and disbursement is happening as per the devised policy and guidelines.
• Taking adequate steps for timely repayment of loans and handling of delinquency/bad debts within assigned branch/s
• Overseeing the credit appraisal process and ensuring strict compliance to credit guidelines..
• Support Loan Officer’s delinquency management strategies and assist in calls and collection of payments

Qualifications and Experience

• At least 2 years of relevant working experience as a supervisor in a developmental microfinance institution.
• Clean class 4 driver’s license is a MUST ability to use a motorbike will be an added advantage
• A degree in Banking & Finance / Business Studies or relevant qualifications from a recognized institution or
• A Certificate or Diploma in Microfinance or a Diploma in community development